You should select an alarm system according to your unique situation and your budget. Many security companies offer packaged systems that you can compare side by side. You should look at the security measures in each package, and then evaluate the applicability of each to your specific protection needs.
Assessing your security needs
Select particular features that match your situation. For example, if you experience frequent power outages, a security system that uses battery back-up would be a practical choice. Lifestyle patterns are also a factor. If your family travels frequently, you will need a monitoring service to handle any alerts that may occur while you re away.
If you do purchase a monitoring subscription, make sure you read the contractual fine print. Details such as how many alert calls per month to the service are included in the contract can increase the cost. False alarms can happen frequently, and some cities impose fines for multiple false alarm calls.
In many cases, you can recoup a percentage of your security cost through a homeowner insurance credit. The exact discount will vary by insurance company, but such industry-wide insurance credits give credence to the efficacy of home security.
Types of alarm systems
Monitored alarm systems: These systems connect the alarm to a monitoring company that is able to call the police or fire department if a disturbance is detected. Options include a landline phone connection, a cell phone chip in the alarm panel or via a broadband Internet connection.
Unmonitored alarm systems: These alarms create a loud noise that is audible both inside and outside the home. While they might scare a burglar away, the disadvantage is that no one will be called to come to your home, and you will have to call emergency services yourself. However, alarm pros say having an unmonitored system is still better than having no security system at all.
Wireless alarm systems: These systems also don't require monitoring. They are good options if you want to connect motion sensors or cameras wirelessly.
Electric Current alarm systems: These alarms use an electrical pulse to monitor all the windows and doors in the home. If any of them are opened, the alarm will sound.
Add-on features
Many security systems can add on additional security features such as infrared and sound-wave sensors. Pressure mats located beneath carpeting at doorways can detect when an intruder steps into the room. You can also ramp up your security level with more sophisticated add-ons such as a closed-circuit camera system for full monitoring inside your home and out.
Other popular add-ons include:
Automated lights: This feature gives you the ability to remotely control your lights from a smartphone or tablet.
Panic buttons: These buttons are ideal for bedrooms so you can signal the alarm to call for help without having to leave your room.
Water sensors: Not all features are designed to repel burglars. Water sensors detect moisture and mold in the home. If a pipe bursts while you're at work, the sensors send an alert to your smartphone so you can take immediate action.
Intercom system: This communication option lets you speak with the people at your front door, so you can determine whether or not you should open the door.
Fire and carbon monoxide monitoring: These sensors track air quality, and alert if they detect smoke or carbon monoxide.